About this site
Car Equity Release is a trading name of Lenzie Consulting Ltd, registered in England and Wales, company number 08174104. We arrange finance secured against cars people already own. We are not a lender, not a dealer, and not tied to anyone selling you a car.
What we do
We arrange car equity release: lending secured against a vehicle the borrower already owns, where the car stays with the owner and a lender advances a share of what it is worth. We cover 92 models across 16 manufacturers, from £30,000 to £5,400,000.
The work is placing a case with the lender whose appetite actually fits it. That matters more on these cars than on ordinary motor finance, because a volume lender prices a car from a trade guide and there is no guide covering most of what is on this site. A specialist lender values the individual car instead.
Who runs it
Matt Lenzie, Founder. He started his career at Black Horse Motor Finance, the motor finance arm of Lloyds, and has worked in vehicle and asset finance since. That is where the view on this site comes from: that the total cost across the term matters more than the headline rate, and that a case which does not work should be turned down in the first conversation rather than after a credit search.
How we are paid
The lender pays us a commission on completion. You are told what that arrangement is before anything is signed. We do not charge the borrower a fee for arranging the finance, and we have no ownership interest in any lender we place business with.
Our regulatory position
Lenzie Consulting Ltd is not authorised or regulated by the Financial Conduct Authority. Business agreements entered into wholly or predominantly for business purposes are not regulated consumer credit, and the statutory protections attaching to a regulated agreement do not apply to them. Where an agreement is regulated consumer credit, it is arranged through an FCA authorised broker partner, and that firm is responsible for the regulated activity and for any advice given on it.
We state this plainly rather than in small print because the alternative is misleading. A firm that is not authorised and does not say so is letting the reader assume otherwise, and on a site whose name contains a phrase that usually refers to a regulated product, that assumption is very easy to make.
The property confusion, addressed directly
The rest of the network
This site is one of several covering different parts of the same market. The hub is Hypercar Finance, and the marque sites go into far more depth on buying a particular car than we do here.
- Ferrari finance
- Pagani finance
- Bentley finance
- Koenigsegg finance
- Sports car finance
- Classic car finance
Company details
- Legal entity
- Lenzie Consulting Ltd
- Company number
- 08174104
- Registered office
- Lynch Farm, Kensworth, Dunstable, Bedfordshire LU6 3QZ
- Trading name
- Car Equity Release
- Public record
- Companies House
Not affiliated with any vehicle manufacturer. Marque and model names are used to identify the cars we arrange finance against.
Find out what your car will release
Tell us what the car is and whether anything is still owed on it. We come back with what a lender is likely to advance against it and what that would cost to service. If the answer is that it does not work, that is the answer you get.